How To Find Wells Fargo Routing Number On App

As one of the largest banks in the United States, Wells Fargo has over 13,000 ATMs and 5,400 retail banking locations across the country.

If you've moved around a lot and still have a Wells Fargo account, it can get tricky to find your routing number. You might need it to set up a direct deposit, get a paycheck deposited, transfer funds, or any number of financial tasks. It can be a pain to look it up but not today.

If you're looking for your Wells Fargo routing number, we can help you find it.

There are three easy ways you can find it:

Look up your routing number by state
Look for your routing number on your personal checks, if you have one available
Call Wells Fargo customer service and ask them for your routing number

Let's dive right in:

💰 Discover Online Savings Account – $150 or $200

Discover Bank is offering a $150 or $200 bonus to open your first Online Savings Account. Just open it with the code WH21 by 12/15/2021 and then deposit at least $15,000 to get the lowest bonus amount. Deposit $25,000 to get the higher amount.

Learn more about this offer

If this offer isn't for you, remember that Wells Fargo has a nationwide $200 offer worth checking out.

Table of Contents

Wells Fargo Routing Number by State

Why are there so many Wells Fargo routing numbers?

Finding the Routing Number on Your Check
Contact Wells Fargo for Your Number
Different Routing Number for Wire Transfers

Wells Fargo Routing Number by State

Your Wells Fargo ABA routing number will be based on the state in which you opened your account, just look for it on the table below and you're done.

State	ABA Routing Number
Alabama	062000080
Alaska	125200057
Arizona	122105278
Arkansas	111900659
California	121042882
Colorado	102000076
Connecticut	021101108
Delaware	031100869
Florida	063107513
Georgia	061000227
Hawaii	121042882
Idaho	124103799
Illinois	071101307
Indiana	074900275
Iowa	073000228
Kansas	101089292
Kentucky	121042882
Louisiana	121042882
Maine	121042882
Maryland	055003201
Massachusetts	121042882
Michigan	091101455
Minnesota	091000019
Mississippi	062203751
Missouri	113105449
Montana	092905278
Nebraska	104000058
Nevada	321270742
New Hampshire	121042882
New Jersey	021200025
New Mexico	107002192
New York	026012881
North Carolina	053000219
North Dakota	091300010
Ohio	041215537
Oklahoma	121042882
Oregon	123006800
Pennsylvania	031000503
Rhode Island	121042882
South Carolina	053207766
South Dakota	091400046
Tennessee	064003768
Texas	111900659
Texas – El Paso	112000066
Utah	124002971
Vermont	121042882
Virginia	051400549
Washington	125008547
Washington, D.C.	054001220
West Virginia	121042882
Wisconsin	075911988
Wyoming	102301092

Why are there so many Wells Fargo routing numbers?

Ever wonder why some banks have so many routing numbers? It's because they've merged and acquired smaller banks, keeping their financial infrastructure in place, and just building on top of it. Wells Fargo & Company was founded mid-1800s so they've had quite a bit of time to acquire other banks over the years.

You'll notice in the list that many states have the same ABA routing number. Those were all one bank (or at least one bank at the time they were acquired) before Wells Fargo brought them into the fold. It's fun to see the relationships of banks because you can often tie them back to their ABA routing number.

Finding the Routing Number on Your Check

If you have a personal check handy, your routing number is located on the check itself. This is why most HR departments request a voided check to set up your direct deposit. They want to be able to read it from the check itself, avoiding any lost-in-translation situations in case you write it down wrong.

The nine-digit number highlighted in red is the number you want to use. The green number, which is often longer, is your account number. The ABA routing number is always a nine-digit number and you can confirm the number with the table above or use the American Bankers Association Routing Number lookup tool to confirm.

What's fun is that you can confirm the validity of any ABA routing number's formatting with just the number itself. The first four digits correspond to the Federal Reserve Routing Symbol, the next four digits are the ABAB institution identifier, and the last digit is a check digit.

If you look at the California routing number (121042882) – the first four digits are for the Federal Reserve Routing Symbol. The 12 is for San Francisco. I won't get into super detail about the rest but I think it's kind of fun to see.

There are two ways you can ask Wells Fargo, the first is through a form on their website. It will ask you for your account type and state to determine your routing number. We pulled the numbers in the above table from this tool.

If you don't recall which state you were in when you first opened the account and you don't have a check, you can call Wells Fargo to ask a customer service representative for your ABA routing number.

The phone number is 1-800-869-3557 and they are available 24 hours a day, 7 days a week.

Are you transfering money internationally?

If you're transfering money internationally, take a look at Wise. They some of the lowest fees available plus they gaurantee the exchange rate. No fuss, check it out before you use someone else. Here is our full review of Wise if you'd like to learn more.

Lean more about Wise

Different Routing Number for Wire Transfers

The ABA routing numbers are useful only for ACH transfers. If you are receiving a wire transfer, then the code will be different – fortunately, it's a simpler system with one number for domestic wire transfers and one for international wire transfers.

Wire transfers are "better" than an ACH transfer because they're faster by a few days – they're also more expensive. An ACH transfer is free, an incoming wire transfer costs $15 and an outgoing transfer costs $30.

Domestic wire transfer (Wire Routing Transit Number) – 121000248
International wire transfer (SWIFT/BIC Code) – WFBIUS6S

If you're receiving a wire transfer, here's the other information you may need to provide:

Bank Name	Wells Fargo Bank, N.A.
Bank Address	420 Montgomery San Francisco, CA 94104 (regardless of where your account is located)
BNF/Field 4200 Beneficiary acct. #	Your complete Wells Fargo account number including leading zeros
Beneficiary account name and address	The name and address of your account as it appears on your statement
CHIPS Participant	0407

If you're going to send a wire transfer, confirm all the details before you send it. In almost all cases, wire transfers cannot be reversed. Always talk to the person you're going to wire transfer, double-check the details, and confirm them. I've heard of a lot of scams that are the result of erroneous wire transfers.

There you go – pretty easy right?

Other Posts You May Enjoy:

7 Alternatives to an Emergency Fund

Have you ever heard the statistic that the majority of Americans couldn't cover a surprise $500 emergency expense? I don't…

GetUpside App Promo Code: WALLETHACKS20 for up to 45¢ Cashback per Gallon of Gas

The GetUpside app gives you cashback at gas stations and restaurants, on top of whatever your existing credit card offers. See the latest promotion codes to increase your cashback!

How to Use a Health Savings Account: Understanding How HSA Accounts Work

The Health Savings Account is a tax-advantaged health cost savings plan used with your employer's high deductible health plan. Also known as an HSA, it can help you cover healthcare expenses, save money on taxes, and even save money for retirement. Find out how to use a Health Savings Account to your advantage.

Best Money Gifts for 2021: A Personal Finance Holiday Gift Guide

With the holidays coming up, you're probably thinking about what you might want to give that special someone. Or that…

Jim Wang is a thirty-something father of four who is a frequent contributor to Forbes and Vanguard's Blog. He has also been fortunate to have appeared in the New York Times, Baltimore Sun, Entrepreneur, and Marketplace Money.

Jim has a B.S. in Computer Science and Economics from Carnegie Mellon University, an M.S. in Information Technology - Software Engineering from Carnegie Mellon University, as well as a Masters in Business Administration from Johns Hopkins University. His approach to personal finance is that of an engineer, breaking down complex subjects into bite-sized easily understood concepts that you can use in your daily life.

One of his favorite tools (here's my treasure chest of tools,, everything I use) is Personal Capital, which enables him to manage his finances in just 15-minutes each month. They also offer financial planning, such as a Retirement Planning Tool that can tell you if you're on track to retire when you want. It's free.

He is also diversifying his investment portfolio by adding a little bit of real estate. But not rental homes, because he doesn't want a second job, it's diversified small investments in a few commercial properties and farms in Illinois, Louisiana, and California through AcreTrader.

Recently, he's invested in a few pieces of art on Masterworks too.

Opinions expressed here are the author's alone, not those of any bank or financial institution. This content has not been reviewed, approved or otherwise endorsed by any of these entities.

Reader Interactions